A Conversation with Elder Law Attorney Cary Moss of Sawyer & Sawyer, P.A. Key Takeaways Medicare does NOT cover long-term nursing home care — Medicaid does, if you qualify. These are two very different programs with very different rules. Florida nursing home costs range from $10,000 to $18,000 per month. Without planning, these costs can devastate a family’s finances. Many assets are already exempt under Florida Medicaid rules — including your home, retirement accounts, and your car — which means most people have more options than they realize. Medicaid planning mistakes (such as giving money to children, adding them to accounts, or acting on advice from other states) can make things significantly worse. Work with a Florida elder law attorney. It is almost never too late to do something. Even in a crisis, a comprehensive Durable Power of Attorney unlocks powerful legal options to protect your assets. Introduction Few…