ESTATE PLANNING AND ELDER LAW ATTORNEYS

Should Seniors Who Lose Their Job During the Coronavirus Pandemic Claim Social Security Benefits Early?

By | Elder Care, Estate Planning, Legal info

In the wake of the Coronavirus pandemic, unemployment is skyrocketing. Seniors who lose their jobs may be tempted to claim Social Security benefits early, but should they, given the resulting reduction in future benefits? The answer depends on your situation, but you may be able to claim and not sacrifice much in terms of future benefits. While you can claim Social Security benefits as early as age 62, the better financial decision is usually to wait to take benefits as long as you are able. If you take Social Security between age 62 and your full retirement age, your benefits will be permanently reduced to account for the longer period you will be paid. Individuals who file at age 62 this year will receive 72 percent of their full benefit. On the other hand, if you delay taking retirement beyond your full retirement age, depending on when you were born,…

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Staying Connected to Family Members in a Nursing Home When Visits are Banned

By | Elder Care, Nursing Home

The spread of the coronavirus to nursing home residents has caused the federal government to direct nursing homes to restrict visitor access, and many assisted living facilities have done the same. While the move helps the residents stay healthy, it can also lead to social isolation and depression. Families are having to find new ways to stay in touch. Nursing homes have been hit especially hard by the coronavirus. The Life Care Center of Kirkland, Washington near Seattle was one of the first clusters of coronavirus in the United States and is one of the deadliest, with at least 35 deaths associated with the facility. In response, the Centers for Medicare and Medicaid Services (CMS) issued guidance to all nursing homes, restricting all visitors, except for compassionate care in end-of-life situations; restricting all volunteers and nonessential personnel; and cancelling all group activities and communal dining. While these actions are necessary…

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Is This Dementia?

By | Guardianship
When a loved one experiences forgetfulness, we often become concerned about their safety and well-being.  According to the Alzheimer’s Association, common symptoms of dementia include memory loss, difficulty planning or...
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